After the bubble burst in 1999-2000, people have been more careful as to when and where they invest; it's recovering, and they recovery is speeding up. A natural phenomenon that's been repeated over and over since the beginning of time.
I believe in capitalism, which, at the risk of oversimplifying, ideally results in the efficient allocation of capital to produce goods and services that people want, e.g. are in demand, and the jobs go along with it, hand in hand, to pay salaries which result in consumption, savings, investment, and prosperity. |