The Residential Real Estate Crash Index Message Board

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Strategies & Market Trends : The Residential Real Estate Crash Index

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To: Les H who wrote (15290)	11/30/2003 11:15:04 PM
From: JF Quinnelly	Read Replies (1) of 306849

Gina and Stefan Marina are homeowners today but it's unlikely they would have held that title a few years ago. They got a mortgage only because their lender agreed to a deal that pushed the Marinas' monthly debt payments, including the house loan, to 53 percent of their income. Four or five years ago, many lenders would not have gone above a 38 percent debt-to-income ratio. www2.ocregister.com

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