It's appears to be the typical broker upgrade, "earnings surprise game" (looking for .94, got $1.05). biz.yahoo.com
This seems notable to me, however:
At December 31, 2003, the percentage of loans that were delinquent, excluding bulk loans, was 3.76 percent, compared with 3.19 percent at December 31, 2002, and 2.65 percent at December 31, 2001. Including bulk loans, the percentage of loans that were delinquent at December 31, 2003 was 5.57 percent, compared to 4.45 percent at December 31, 2002, and 3.46 percent at December 31, 2001. |