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Politics : Just the Facts, Ma'am: A Compendium of Liberal Fiction
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To: Oeconomicus who wrote (13800)8/19/2004 4:45:58 PM
From: Alan Smithee  Read Replies (1) of 90947
 
I submit that the reasons premiums have gone up as much as they have are 1) sharply rising malpractice insurance costs, driven in turn by our out-of-control tort system, 2) ever larger and more complex claims/payment bureaucracies in both the health care and the insurance industries, and to a lesser extent 3) ever advancing, but expensive, health care technologies.

I have a friend who is a family practice doc. Back in the 1990's, her medical group went to a managed care system,which was the trend then. They have since pulled away from that model of health care as they found that the costs of the buracracy to operate the managed care system were prohibitive. It turned out to be more productive to allow the patients and their physicians make the health care decisions such as whether a particular test or specialist referral was needed.
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