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Politics : High Tolerance Plasticity

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To: edward miller who wrote (21654)10/1/2004 5:20:57 PM
From: chowder  Read Replies (2) of 23153
 
Edward,

I can't provide documentation as I don't have access to that sort of information anymore.

I can tell you that 15 years ago, my wife's OBGYN was paying over 100K per year for malpractice insurance. That was 15 years ago!

The number of law suits is incredible. We as salesmen even had to carry errors and omission insurance to cover us in case there was something you didn't say that you were supposed to say.

A lot of people trying to buy health insurance are doing so because they already had something wrong with them and didn't tell the salesman or underwriters. Then at a later date, when their claim was denied for being a pre-exisiting condition and not disclosed, they hire an attorney and tell the courts that they told the salesman but he didn't write it down.

Then you have county hospitals padding the insurance claims to offset treatment provided to those who didn't have insurance. Insurance companies know this and usually don't squabble over it as long as it is kept reasonable. Those costs are passed on to policyowners.

I had a time when the hospital added a maternity charge to a claim for someone named Carrol. Carrol was a man! The insurance company disputed it and the hospital would not reverse the charge. We then had to notify policyowners that we would not honor claims from that hospital. In the end, everything worked out.

dabum
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