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Strategies & Market Trends : Anthony @ Equity Investigations, Dear Anthony,

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To: Mark Marcellus who wrote (89039)1/2/2005 10:24:57 PM
From: SI Dave  Read Replies (1) of 122089
 
Obviously, there are a lot a variables contributing to the decision.

The whole/universal-life type policies are nothing more than a tax-deferred (or tax free) investment vehicle for buying (usually 1-year) term-life policies. You can invest a lump sum on the front-end, and let the internal investment returns (and principal) pay the term premiums. I'm not sure how one could buy term insurance with tax-free investment returns without using such a policy.

There is certainly a time and place for term policies; I've had both types for decades in varying terms and amounts as circumstances warranted. My issue with her is that she often speaks in absolutes.
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