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Strategies & Market Trends : The Residential Real Estate Crash Index
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To: Tradelite who wrote (29074)4/6/2005 12:19:26 AM
From: GraceZRead Replies (2) of 306849
 
I'm keeping the car and expecting to collect the insurance to get the dent fixed.

I always keep my cars for a long time, less likely to get it stolen or jacked with an old car. This reminds me, it's time to drop the collision on mine as well. The biggest pain in the butt is having someone hit you when you are driving an old car that has the potential for many many more miles and has been paid in full for years. I've had someone else total almost all my old cars, it has been a reliable source of new car funding for me. The last was a Toyota that a semi truck didn't see as we were stopped on the highway, he crept up and crunched the trunk. My husband kept it and used it as a junker for 60k more miles, just put everything in the trunk in plastic. If that guy hadn't hit it, I might still be driving it. Considering I've recently put the cost of a new car into a complete dental restoration, unless someone totals this one, I'll be driving my old Outback for a few more miles as well.

Theory here would have it that I should sell my house, buy a new car, pay for the dental work and then buy my house back cheaper in a few years with the leftover windfall from the RE bubble. Ha! Frankly, having such a cheap mortgage payment has been windfall enough.
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