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Strategies & Market Trends : Retirement - Now what?

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From: Drygulch Dan4/6/2005 1:46:44 PM
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Here is our total investment mix as a percentage of the whole:

RE held for enjoyment: 29.0%
RE held for appreciation: 24.4%
RE held for income: 22.4%
investments: 19.3%
cash and equivalents: 4.9%

In two years, I'll be eligible to begin drawing down my IRA which now includes my former KEOGH retirement account. Also will be eligible for a small retirement annuity from time served in USAFR. A few years later, if the rules haven't changed, early SS kicks in. These income sources along with RE income will meet most or all of our cash flow needs over time. Any shortfalls will have to come from capital depletion activities.

The asset mix is biased towards RE. This has the benefit of potentially appreciating as the dollar is debased through inflation but exposes us to liquidity issues and RE bubble deflation if any in the future. The RE is spread throughout a wide region including several seismic zones within CA plus HI and Guam. So no single disaster short of nuclear holocaust can threaten it totally.
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