Tim, OK. Call if temptation instead of coercion, but they prey on the younger people, most that are in college, and away from home for the first time, and sell them a bill of goods, without requiring the signature of the parents, or other responsible adult.
I'm not coerced by any of their offers because this ain't my first rodeo, but those fresh kids get the idea that all the need to do is use the credit card, and never realize that someone is going to have to pay. When they are under age, the parents can, and are, held responsible for the debt. BTW, when I went to college, there were only two credit cards on the market. One was the Diner's Club, and the other was American Express. There was an annual fee on both of them, and not everyone could even get one.
It may not be against the law, but it sure isn't an honest, and open, operation. A lot of those kids don't even know what interest is when referring to money. |
