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Strategies & Market Trends : The Epic American Credit and Bond Bubble Laboratory
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To: Wyätt Gwyön who wrote (37579)8/2/2005 3:34:58 PM
From: ild  Read Replies (2) of 110194
 
<<<22 yrs old and just starting to work, but have no credit card or other consumer debt>>>

Very true. A year ago my 18 y.o. son who had none of his own accounts and two my credit cards on which he was an authorized user had FICO of 780. Somehow these two credit cards showed up on his credit report with all long good paying history. My score was 690 as I had about $60,000 in balances on other credit cards (zero interest deals).
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