SI
SI
discoversearch

We've detected that you're using an ad content blocking browser plug-in or feature. Ads provide a critical source of revenue to the continued operation of Silicon Investor.  We ask that you disable ad blocking while on Silicon Investor in the best interests of our community.  If you are not using an ad blocker but are still receiving this message, make sure your browser's tracking protection is set to the 'standard' level.
Strategies & Market Trends : The Epic American Credit and Bond Bubble Laboratory
 Public ReplyPrvt ReplyMark as Last ReadFilePrevious 10Next 10PreviousNext  
To: russwinter who wrote (37586)8/2/2005 4:47:59 PM
From: Wyätt Gwyön  Read Replies (1) of 110194
 
2005 (first half) 75 ARM, 30 IO, 33 NA, 55 Calf, 729 FICO

is the following the correct interpretation?

75% of total is ARMs,
30% of total is IO
33% of total is neg-am (Option ARMs)
55% is what? (what is Calf? it does not seem to be percentage of California total since the Calf numbers for Prime/Alt-A/Sub exceed 100)
729 avg FICO

assuming 729 avg FICO, probably this customer does not want to go bankrupt. maybe only half of them will go bankrupt. still, that accounts for 16.5% of this group, although i don't know how much of CA it accounts for.
Report TOU ViolationShare This Post
 Public ReplyPrvt ReplyMark as Last ReadFilePrevious 10Next 10PreviousNext  

HomeMailHotSubjectMarksPeopleMarksKeepersSettings
Terms Of UseContact UsCopyright/IP PolicyPrivacy PolicyAbout UsFAQAdvertise on SI
© 2025 Knight Sac Media.  Data provided by Twelve Data, Alpha Vantage, and CityFALCON News