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Strategies & Market Trends : The Epic American Credit and Bond Bubble Laboratory
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To: Ramsey Su who wrote (45691)11/16/2005 10:05:16 PM
From: John Vosilla  Read Replies (1) of 110194
 
I just read that 45% of mortgages out there are ARM's that will reset in the next 12 months. You are right that more should be refinancing into fixed but the most likely reason they aren't is they could never qualify at 6.5% pay rate when most likely they were already stretched on the ratios at 1% or 2%.
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