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DJ US MBA Market Index Falls 3.4% To 635.4 From 657.6

11/23/2005
Dow Jones News Services
(Copyright © 2005 Dow Jones & Company, Inc.)

*DJ US MBA Purchase Index Falls 1.2% To 472.3 From 477.9

*DJ US MBA Refinancing Index Falls 6.9% To 1584.1 Vs 1702.4

DJ US MBA Mortgage Survey Snapshot

WASHINGTON (Dow Jones)--Following is data from the Mortgage Bankers Association of America's weekly mortgage application survey, released Wednesday.
Seasonally Unadjusted Seasonally Adjusted
Week : Market Purchase Refi Market Purchase Refi
Ending : Index Index Index Index Index Index
11/18/05 583.2 411.1 1584.1 635.4 472.3 1584.1
11/11/05 556.5 388.8 1532.2 657.6 477.9 1702.4
11/04/05 633.4 433.1 1798.8 661.3 465.7 1798.8
10/28/05 626.9 414.5 1862.8 646.7 437.6 1862.8
10/21/05 661.6 445.8 1916.8 679.1 466.4 1916.8
10/14/05 647.2 434.2 1886.1 737.5 503.9 2095.7
10/07/05 676.7 448.4 2004.9 694.8 469.5 2004.9
9/30/05 694.9 452.1 2107.4 713.5 473.8 2107.4
9/23/05 703.6 462.4 2106.6 721.2 483.1 2106.6
9/16/05 757.7 483.3 2353.7 772.2 500.3 2353.7
9/09/05 677.0 453.2 1978.8 760.6 513.4 2198.7
9/02/05 772.0 499.5 2357.1 771.6 499.1 2357.1
8/26/05 732.3 482.0 2187.8 722.5 470.6 2187.8
8/19/05 776.2 511.9 2313.9 756.2 488.4 2313.9

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DJ US MBA Mortgage Survey Table Of Seasonally Adjusted Data

Seasonally Adjusted data for week ending 11/18/05

Composite Index Current Prev Week % Change 4 Wks Ago Year Ago
Market 635.4 657.6 -3.4 679.1 715.0
Purchase 472.3 477.9 -1.2 466.4 463.3
Refi 1584.1 1702.4 -6.9 1916.8 2179.3
Fixed-Rate 445.0 462.0 -3.7 502.1 494.6
ARM 4620.2 4750.2 -2.7 4386.3 5328.1

Conventional Market Current Prev Week % Change 4 Wks Ago Year Ago
Total 953.4 980.8 -2.8 1014.3 1066.1
Purchase 748.7 751.4 -0.4 736.3 723.0
Refi 1785.6 1913.4 -6.7 2144.5 2460.8
Fixed-Rate 658.6 678.3 -2.9 741.7 729.1
ARM 6998.0 7183.9 -2.6 6602.2 7976.0

Government Market Current Prev Week % Change 4 Wks Ago Year Ago
Total 104.6 118.1 -11.4 120.1 129.2
Purchase 77.3 87.3 -11.5 81.2 92.2
Refi 521.1 588.3 -11.4 714.0 693.7
Fixed-Rate 89.6 99.4 -9.9 103.0 104.6
ARM 433.4 525.1 -17.5 490.6 663.3

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DJ US MBA Mortgage Survey Table Of Unadjusted Data

Unadjusted data for week ending 11/18/05

Composite Index Current Prev Week % Change 4 Wks Ago Year Ago
Market 583.2 556.5 4.8 661.6 661.1
Purchase 411.1 388.8 5.7 445.8 400.1
Refi 1584.1 1532.2 3.4 1916.8 2179.3
Fixed-Rate 408.4 391.0 4.5 489.1 457.3
ARM 4240.6 4020.1 5.5 4273.0 4926.2

Conventional Market Current Prev Week % Change 4 Wks Ago Year Ago
Total 875.5 830.6 5.4 988.2 986.9
Purchase 651.7 611.3 6.6 703.8 624.4
Refi 1785.6 1722.1 3.7 2144.5 2460.8
Fixed-Rate 604.8 574.4 5.3 722.6 675.0
ARM 6426.1 6083.6 5.6 6432.6 7383.8

Government Market Current Prev Week % Change 4 Wks Ago Year Ago
Total 95.2 99.2 -4.0 116.7 117.3
Purchase 67.3 71.0 -5.2 77.6 79.6
Refi 521.1 529.5 -1.6 714.0 693.7
Fixed-Rate 81.5 83.5 -2.4 100.1 95.0
ARM 394.4 441.1 -10.6 476.7 602.4

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DJ US MBA Mortgage Survey Table Of Comparisons

Percent Change In Percent Change
No. Of Applications In Dollar Value Avg
Week Ago 4Wks Ago Yr Ago Week Ago 4Wks Ago Yr Ago Loan
($000)
Total 4.8 -11.9 -11.8 6.1 -10.5 -1.9 245.0
Purchase 5.7 -7.8 2.7 6.6 -7.9 7.0 241.8
Refi 3.4 -17.4 -27.3 5.3 -14.1 -12.6 250.0
Fixed-Rate 4.5 -16.5 -10.7 3.9 -18.7 -4.9 186.7
ARM 5.5 -0.8 -13.9 8.4 -0.1 1.3 362.7

Conventional 5.4 -11.4 -11.3 6.7 -10.2 -1.6 251.0
Purchase 6.6 -7.4 4.4 7.1 -7.6 7.8 248.7
Refi 3.7 -16.7 -27.4 6.2 -13.7 -12.6 254.5
Fixed-Rate 5.3 -16.3 -10.4 4.5 -18.8 -4.9 190.4
ARM 5.6 -0.1 -13.0 9.1 0.4 1.9 368.1

Government -4.0 -18.4 -18.8 -8.3 -18.4 -9.8 153.0
Purchase -5.2 -13.3 -15.5 -3.8 -15.5 -7.5 146.6
Refi -1.6 -27.0 -24.9 -15.2 -23.0 -13.4 165.7
Fixed-Rate -2.4 -18.6 -14.2 -3.8 -16.7 -4.5 141.1
ARM -10.6 -17.3 -34.5 -20.0 -23.4 -22.7 206.3

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11-23-05 0700ET

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DJ US MBA Mortgage Survey Table Of Current Interest Rates

Change in Contract Rate (bps)
Effective Total Contract 1 Week 4 Weeks 1 Year
Rate Points Rate Ago Ago Ago
30-Year Fixed 6.48 1.11 6.26 -7 20 62
15-Year Fixed 6.11 1.12 5.83 -4 26 75
7-Year Balloon 6.24 1.31 5.91 -5 24 76
5-Year Balloon 6.45 1.28 6.13 2 8 85
ARM, 1-Yr Tsy 5.66 0.99 5.41 -5 4 128
FHA 203 (b) 6.07 0.88 5.93 -38 -13 10
All rates except FHA 203(b) are for 80% loan-to-value mortgage.

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11-23-05 0700ET

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