SI
SI
discoversearch

We've detected that you're using an ad content blocking browser plug-in or feature. Ads provide a critical source of revenue to the continued operation of Silicon Investor.  We ask that you disable ad blocking while on Silicon Investor in the best interests of our community.  If you are not using an ad blocker but are still receiving this message, make sure your browser's tracking protection is set to the 'standard' level.
Strategies & Market Trends : The Epic American Credit and Bond Bubble Laboratory

 Public ReplyPrvt ReplyMark as Last ReadFilePrevious 10Next 10PreviousNext  
To: Ramsey Su who wrote (46072)11/24/2005 12:51:06 PM
From: russwinter   of 110194
 
Snippets on % of Interest Only loans 1H, 2005 by state and metro region, source loanperformance.com:
loanperformance.com

DC 52.3
Va 43.8
Colo. 43.7
AZ 43.1
Ca 41.8
MD 41.2
NV 40.5
WA 38.6
Ore 35.5

metros:
Santa Cruz: 54.8
San Fran: 53.4
DC: 51.8
Oakland: 48.8
San Diego: 48.3
San Jose: 47.9
Vallejo-Napa: 47.2
Santa Rosa: 47.1
Denver: 47.0
Phoenix: 45.8
Salinas: 45.6
Seattle: 45.1
Stockton: 43.8
Sacramento: 43.6
Orange County: 42.0

Top prepaying (refi, equity extraction) markets 1H,2005, obviously with the big plunge in the refi index this is now changing:

Phoenix
Stockton-Modesto
Riverside
Santa Rosa
Las Vegas
Sacramento
Fresno
Oakland
Santa Barbara-Ventura
Tucson
DC
San Jose
Report TOU ViolationShare This Post
 Public ReplyPrvt ReplyMark as Last ReadFilePrevious 10Next 10PreviousNext