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Strategies & Market Trends : The Residential Real Estate Crash Index
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To: Live2Sail who wrote (49000)2/23/2006 8:18:57 PM
From: Elroy JetsonRead Replies (1) of 306849
 
At what minimum net worth should one start to consider an umbrella policy?

I think this depends on your circumstances. Can you afford to start over with nothing after a lawsuit has bankrupted you?

Clearly if you are 60 and your life savings have been just wiped out, that would be hard.

If you are 30 and have only $50k in savings, perhaps living without an Umbrella policy is not that big of a risk.

At some place in between, your sense of caution should direct you toward purchasing Umbrella coverage.
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