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Strategies & Market Trends : Galapagos Islands
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To: mph who wrote (55435)5/3/2006 10:28:13 AM
From: PuddleGlum  Read Replies (1) of 57110
 
Tell me what YOU really think about this:

A couple days ago I examined some Medi-Cal paperwork for my mother in law. I discovered that, for anyone who receives benefits after age 55, Medi-Cal can recover its payments from that person's estate after they die! Thus, Medi-Cal "insurance" payments are really nothing more than loans against your estate!
They can't recover more than the cost of services provided, nor can they seek more than the value of the deceased estate (life insurance plans are included here) and they will delay recovery in case of a surviving spouse, and there were a few other conditions of minor interest, but I found this very surprising.

Any comments? Please omit any expletives.
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