Kookmin Bank provides commercial banking services in Korea. It offers various deposit products, including demand deposits, time deposits, savings deposits, certificates of deposit, and foreign currency deposits. The bank provides a range of lending products that comprise mortgage and home equity loans, and other consumer loans, as well as credit cards and trust account management services. In addition, Kookmin invests in Korean treasury securities, as well as debt securities issued by Korean government agencies, local governments or certain government-invested enterprises, and financial institutions. It primarily offers banking services to individuals, and small and medium sized enterprises, as well as corporate customers. As of December 31, 2004, the bank operated 1,144 branches and subbranches in Korea. Kookmin was established in 1963 and is headquartered in Seoul, Korea.
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