Actual left/right wing discussion Message Board

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Politics : Actual left/right wing discussion

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To: TimF who wrote (172)	9/6/2006 7:09:23 PM
From: Lane3	Read Replies (1) of 10087

and you don't pay a fee Tim, I have a debit card. I use it rarely (only when purchasing items where they won't accept my Amex charge card and I want the item badly enough to ignore my annoyance over that particular lack of service) but I've never encountered any fees. It's just like using a credit card, best I can tell, except my account gets debited right away. As you say, it might just be my debit card, which is from Schwab, but it still doesn't make sense to me. Why would anyone buy things with a debit card if they had to pay a fee and transactions against their credit cards are free (besides people who just can't get any credit)? Again its possible that specific banks or cards might be different but generally you can get yourself in trouble thinking "I can't be over the limit, or the purchase wouldn't go through". Interesting. You'd think that their computers would stop those transactions. (As for buying groceries, I use my Safeway card. It's set up to do ACH. Man, is that convenient. I'm out in the parking lot before they've finished ringing up the transaction.)

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