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Strategies & Market Trends : The Residential Real Estate Crash Index
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To: Moominoid who wrote (63503)10/8/2006 1:13:25 PM
From: Elroy JetsonRead Replies (1) of 306849
 
If you find your credit limit is lower than others in your income bracket, you may want to ask the credit issuer for a higher limit. You may be surprised by the results.

To maintain the best credit scores your should never exceed 20% of your available credit. I rarely exceed 4% of my total credit lines.

I frequently use a Chase Visa card and was annoyed with the relatively low $25k limit. A friend suggested I should ask Chase for an increase in my credit limit. Over the course of a four minute telephone call they increased my limit to $50k.

I should imagine there are those who take every opportunity to increase their credit limit. Is suspect your lack of zeal in asking for credit line increases is more likely the cause of your lower credit limits than your lack of US citizenship.
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