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Pastimes : Where the GIT's are going
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To: Neeka who wrote (127541)12/16/2006 11:24:06 AM
From: Alan Smithee  Read Replies (1) of 225578
 
We asked our insurance agent about liability and she said that we don't have any as long as it's an act of nature and they haven't expressly asked us to remove it.

Even if they ask you to remove it, and you don't, you have no liability unless you are aware the tree is diseased or there is a condition that would make it likely to come down on their house.

If it is healthy and nevertheless comes down, their homeowner's insurance will pay for the damage. We went through this back when we lived in Sammamish, and our insurance company came out to inspect and they were concerned about the neighbor's trees, cause they knew they'd have to pay if the neighbor's doug firs came down on us.

The Missus just remarked that she's afraid the Indian we sold the house to has taken down a lot of the big trees in the back of the house.
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