Your questions are the same ones we should all think about...and everyone should rethink what insurance was intended to be for in the first place.
Before insurance: We just paid the bills for whatever disaster befell us...or we went on without fixing whatever problem it was. Flood damage, natural mother nature disaster, or health issues. We either could pay the bill, or we couldn't. People for centuries, died because they didn't have money for help or care. They didn't expect others to rob their own savings to help someone else.
After insurance: We bought what insurance we thought we could afford..be it life, health, furniture, property, etc. Most insurance doesn't cover everything, no matter how much we pay.
In these days of "everyone else owes me a living, and everything else inbetween" it's hard to know where we go from here.
You asked: Would you have to sell every thing you have worked for or would some kind of assistance be avail without signing everything you own over to the govt?
I'd like to believe that either I chose to have what insurance I could afford, even if it meant that I didn't have cell phones, the newest latest greatest cable TV and all the ipod things, etc....and if that wasn't enough, then I would not sign over anything else to the government. I would just die...and hopefully not too painfully.
I keep having this picture in my mind of Ray Nagin, less than 24 hours after the flood hit NO, with his hands out, imploring to the government to "do something..." To this very day, I've yet to see exactly how he prepared his citizens and his city for the disaster, especially since every one of them knew they were living in an area that was built BELOW sea level.
There are too many people, including many of our young people, just like him. They don't know a single thing of personal "if it's to be, it's up to me"....but rather, "this is the governments problem...and they had better get it done quickly so I can go play with the newest latest greatest video game." |
