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Pastimes : Clown-Free Zone... sorry, no clowns allowed
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To: Box-By-The-Riviera™ who wrote (332442)3/13/2007 6:12:08 PM
From: Gut Trader  Read Replies (1) of 436258
 
Atleast subprime credit card debt is safe

If you know you have a good credit score (above 700) most of your credit cards should have an APR in the 10-15% range. You shouldn't have any annual fees (except for some rewards cards) and your credit limits should be in the high thousands range.

If your credit is decent but not great (600-700) your APR's should be in the 15-20% range. You may have lower credit limits or some annual fees. If you have credit score problems (below 650) your credit card rates may be as high as 30% with expensive fees and low credit limits.
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