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To: SouthFloridaGuy who wrote (582)	3/20/2007 11:24:25 AM
From: John Vosilla	Read Replies (1) of 1718

How about much tighter lending standards? The pool of subprime, Alt-A and other buyers/refinancings in general that could never afford/qualify for conventional 30 year fixed with 20% down in our bubble markets is huge..

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