>>"And that's why I keep hurranging on a Taxpayers Group....We certainly comprise a LARGE group of people....The Taxpayers Group would act as the Employer since in effect, they are the employers for Government employees. "<<
When you employ and pay a plumbing company to take care of your drain, does the plumbing company owe it to you, to make you part of their plumbing company's group insurance plan? You are, after all, their "employer"..... ____________
>>"Our health coverage for two of us (before I just went on Medicare, and a supplement) was $1180+ a month....That was the premium for 2 of us and a small 4 employee business group plan."<<
Well now, "2 of us" + 4 employees kind of obsfucates just "the 2 of us", but ... hey, you could obligate yourself to providing group coverage for all your customers, too (who, are your "employers" by analogous similarity, aforementioned, ... uh ... which would further obsfucate just "the two of us", ... but you can make it up in volume! <g>). ____________
>>"Small business and individual plans are just over the top as far as price. That's why I think that individual, and small business should qualify by joining together and spreading the "risk pool" to get the premiums down a bit."<<
And, well, this would be called a "beneficial cooperative", thusly one option to gather together your industry peers and negotiate with an insurance company for a larger client-base/reduced-sum contract. That's business, capitalism, negotiation, and free markets all rolled into one visionary package. |