The Residential Real Estate Crash Index Message Board

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Strategies & Market Trends : The Residential Real Estate Crash Index

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To: Lizzie Tudor who wrote (90945)	9/30/2007 6:02:24 PM
From: neolib	Read Replies (1) of 306849

I live in Oregon, and me and my wife pay about $160/month for the two of us. I find that very reasonable. We also have about $10K exposure at the low end (for each of us/year). I also find that reasonable. I might add that a few years ago I purchased a rental house here in town for $120K which in Sunnyvale would fetch slightly north of $1M (it has a lot of 16K sqft) which I also find very reasonable, so perhaps Oregon is just a very reasonable place :) When I do get health services, despite my high deductible, I see that my insurance card gets me an effective discount often approaching or exceeding 50% of what the provider normally charges. While I like this "discount club" function, I don't find it reasonable. I think anybody walking in off the street paying from their own pocket for the same service should get the same price. Why some bright eyed MBA at an insurance co. has not come out with the Infinite Deductible Plan, which provides you with the above discount for a very reasonable monthly premium is beyond me. Looks more promising than the structured credit market.

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