OK, so we don't know the ability of the family to afford things. (We know they used to be able to afford lavish remodeling of their house and very expensive private schools, but that doesn't mean they necessarily still have anywhere near the level of assets or income that they used to have).
But you didn't say that we don't know. You didn't even just call the people who thought the family could call insurance wrong. You can't know that their wrong, but you go beyond calling them wrong and instead insist that they are lying.
Edit -
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"...So, to summarize –what he found out about this poor and needy family. It:
- Sends their kids to an expensive private school.
- Own a commercial building which was purchased for $190,000 in 1999. Even using modest figures, it would have to be worth at least $300,000 today.
- Owns a 3000 square foot home, in an area where a 2000 square foot home recently sold for $500,000.
Indeed, working from a Baltimore Sun article on the subject – which mentions that their mortgage payment is $1200 – we can guess that their mortgage on the house is roughly $200,000.
In other words – taking into account the value of the home, the value of the father’s business, the value of the commercial property they own, and so forth minus their mortgage and whatever they might owe on the commercial property (and other sundry debts) an educated guess would suggest that this family has a net worth of somewhere in the neighbourhood of $500,000..."
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