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Politics : A US National Health Care System?

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To: John Koligman who wrote (3498)	12/26/2007 4:29:40 PM
From: Lane3	Read Replies (1) of 42652

In today's system, how can the average person even compare or know how one insurance company will be better at accepting their claims than another You read the policy. It will say what it pays for and what it doesn't. If it says it doesn't pay for experimental treatment, for example, then it doesn't. Perhaps your real question is how do you find a company that will break the rules for you when you need something extra. I think it's fair to assume that none of them will. IMO anyone with any 'health history' will not even look at this because they will be afraid of rejection if they drop current coverage, so they are 'stuck'. People in high risk categories are always at a disadvantage in a system with an insurance paradigm. That's the way it is, by definition. Go get yourself a dozen speeding tickets and then look for car insurance if you don't understand that precept. The only way around that is a single insurance pool, which really isn't "insurance" anymore but socialized medicine. I can understand why people in that situation or afraid of falling into that situation want socialized medicine. It suboptimizes the system in their favor. Whether or not it's the smart approach overall is another matter.

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