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Politics : Formerly About Advanced Micro Devices
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To: i-node who wrote (378950)4/18/2008 11:55:38 AM
From: Road Walker  Read Replies (1) of 1578497
 
Throwing in the term "underinsured" makes me think you have bought the liberal line without even a minimal understanding of the subject -- because only the most basic coverage assures patients of having excellent health care at repriced cost (which may not be "free", and I can think of no reason it SHOULD mean "free").

Nothing is "free". But you can make things more efficient and cheaper.

Many many millions of people are underinsured, because that is the only thing they can afford or that is all that is provided by their employer. You may feel comfortable with a $5K deductible but for a lot of folks $5K can put them in bankruptcy.

Universal coverage is a fine goal, and should be pursued. And it can easily be done with socialization of the payment system. If you take the bloated insurance companies out of the system, then you could adequately insure everyone and still reduce the costs towards the European system, at about 50% of our system. The side benefits would be to eliminate the adversarial relationship between insurer and insured (where insurance workers are actually paid commissions to deny claims) and streamlined claim requests and subsequent lower overhead for doctors, clinics and hospitals.
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