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Strategies & Market Trends : The Residential Real Estate Crash Index
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To: neolib who wrote (160313)10/26/2008 7:14:53 PM
From: TommasoRead Replies (2) of 306849
 
OT OT OT
That's a very good argument that I have never heard.

Automobile insurance is a great thing because accidents WILL happen and rather then wasting everyone's time, and rather than fistfights over damages, insurance pays off. Anyone who has been in an accident knows this. If you are at fault, the insurance company takes charge. Likewise, if you're not at fault, you just get paid. This is true even in places NOT under "no-fault" insurance. It's a tremendous relief.

I have very good medical coverage. It's a tremendous relief. A year ago I went from emergency room to hospital and afterwards to a cardiac center. There were all sorts of charges. Never mind that there wasn't anything wrong. The insurers paid some things, disallowed others, etc., and I did not have to get involved. I would have been happy to pay a good deal more just to extricate myself from the paperwork, but the insurance did all that. Whatever I paid myself was so incidental that I cannot even remember what it was.

Years ago I used to have to haggle and bargain and complain because an insurance company would refuse to pay this or that. I usually won, but it was a waste of everyone's time to prove that, yes, when I dislocated my shoulder in bed at 2 a.m. I could not visit my orthepdic surgeon's office so I went to an emergency room.

Compulsory national insurance would force everyone to streamline all this crap.
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