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Strategies & Market Trends : The Residential Real Estate Crash Index

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From: Paul Kern1/28/2009 7:02:16 AM
Read Replies (1) of 306849
 
US MBA Mortgage Survey Table Of Current Interest Rates
Last update: 1/28/2009 7:00:00 AM

WASHINGTON (Dow Jones)--Following is data from the Mortgage Bankers
Association of America's weekly mortgage application survey,
released Wednesday.


Seasonally Unadjusted Seasonally Adjusted
Week : Market Purchase Refi Market Purchase Refi
Ending : Index Index Index Index Index Index
01/23/09 611.4 194.6 3036.5 732.1 294.3 3373.9
01/16/09 1143* 223.7 6491.8 1195.3 303.1 6491.8
01/09/09 1274.5 219.2 7414.1 1324.8 295.8 7414.1
01/02/09 651.2 154.2 3542.7 1143.8 344.2 5904.5
12/26/08 714.6 143.0 4040.3 1245.7 320.9 6733.8
12/19/08 1191.0 234.1 6758.6 1245.4 316.5 6758.6
12/12/08 793.1 215.0 4156.0 841.4 286.1 4156.0
12/05/08 770.6 232.4 3901.9 817.7 299.6 3901.9
11/28/08 565.1 204.7 2662.0 857.7 361.1 3802.8
11/21/08 373.3 222.0 1254.0 404.4 261.6 1254.0
11/14/08 376.9 221.5 1281.2 398.6 248.5 1281.2
11/07/08 406.2 261.5 1248.4 425.0 284.4 1248.4
10/31/08 367.6 246.1 1075.4 379.9 260.9 1075.4
10/24/08 465.7 289.8 1489.4 476.7 303.1 1489.4
* Revised as of last week



Seasonally Adjusted data for week ending 1/23/2009

Composite Index Current Prev Week % Change 4 Wks Ago Year Ago
Market 732.1 1195.3 -38.8 1245.7 1054.9
Purchase 294.3 303.1 -2.9 320.9 362.0
Refi 3373.9 6491.8 -48.0 6733.8 5103.6
Fixed-Rate 749.3 1233.8 -39.3 1295.2 1011.3
ARM 381.4 405.9 -6.0 225.5 1981.0

Conventional Market Current Prev Week % Change 4 Wks Ago Year Ago
Market 904.2 1609.3 -43.8 1698.3 1537.6
Purchase 333.9 362.3 -7.8 384.2 522.4
Refi 3300.6 6768.6 -51.2 7132.7 5682.2
Fixed-Rate 920.5 1657.9 -44.5 1764.4 1470.4
ARM 570.7 614.3 -7.1 344.0 2916.6

Government Market Current Prev Week % Change 4 Wks Ago Year Ago
Market 446.0 506.2 -11.9 492.5 250.2
Purchase 237.2 218.1 8.8 230.0 132.8
Refi 3798.0 5071.0 -25.1 4661.5 2053.5
Fixed-Rate 465.0 528.3 -12.0 514.8 246.5
ARM 38.8 32.5 19.4 12.7 333.4



Unadjusted data for week ending 1/23/2009

Composite Index Current Prev Week % Change 4 Wks Ago Year Ago
Market 611.4 1143 -46.5 714.6 1025.4
Purchase 194.6 223.7 -13.0 143.0 324.4
Refi 3036.5 6491.8 -53.2 4040.3 5103.6
Fixed-Rate 625.8 1179.8 -47.0 743.0 983.0
ARM 318.5 388.1 -17.9 129.3 1925.5

Conventional Market Current Prev Week % Change 4 Wks Ago Year Ago
Total 763.7 1550.9 -50.8 982.3 1497.6
Purchase 220.8 267.4 -17.4 171.2 468.1
Refi 2970.5 6768.6 -56.1 4279.6 5682.2
Fixed-Rate 777.5 1597.7 -51.3 1020.5 1432.1
ARM 482.0 592 -18.6 199.0 2840.7

Government Market Current Prev Week % Change 4 Wks Ago Year Ago
Total 357.5 462.9 -22.8 268.2 238.0
Purchase 156.9 160.9 -2.5 102.5 119.0
Refi 3418.2 5071.0 -32.6 2796.9 2053.5
Fixed-Rate 372.7 483.1 -22.9 280.4 234.5
ARM 31.1 29.7 4.7 6.9 317.2



Percent Change In Percent Change
No. Of Applications In Dollar Value Avg
Week Ago 4Wks Ago Yr Ago Week Ago 4Wks Ago Yr Ago Loan
($000)

Total -46.5 -14.4 -40.4 -48.4 -21.8 -46.7 226.6
Purchase -13.0 36.1 -40.0 -12.6 33.9 -47.1 219.3
Refi -53.2 -24.8 -40.5 -54.9 -31.9 -46.5 229.3
Fixed-Rate -47.0 -15.8 -36.3 -50.0 -25.9 -40.0 215.1
ARM -17.9 146.3 -83.5 -10.4 156.9 -77.9 699.9


Conventional -50.8 -22.3 -49.0 -51.4 -27.3 -53.4 238.8
Purchase -17.4 29.0 -52.8 -15.7 28.1 -56.7 239.1
Refi -56.1 -30.6 -47.7 -56.9 -35.7 -52.3 238.8
Fixed-Rate -51.3 -23.8 -45.7 -53.5 -32.0 -48.5 224.3
ARM -18.6 142.3 -83.0 -10.3 155.1 -76.5 718.2


Government -22.8 33.3 50.2 -27.0 20.7 64.5 182.9
Purchase -2.5 53.1 31.9 -3.1 52.4 29.1 179.6
Refi -32.6 22.2 66.5 -37.5 5.8 102.3 185.3
Fixed-Rate -22.8 32.9 58.9 -27.0 20.3 107.1 182.9
ARM 4.6 349.3 -90.2 -18.8 790.4 -96.7 199.4



Change in Contract Rate (bps)
Effective Total Contract 1 Week 4 Weeks 1 Year
Rate Points Rate Ago Ago Ago
30-Year Fixed 5.43 1.05 5.22 -2 19 -38
15-Year Fixed 5.27 1.13 4.98 -1 19 -5
ARM, 1-Yr Tsy 5.97 0.06 5.96 6 -19 26
FHA 203 (b) 5.43 1.15 5.23 2 16 -37
All rates except FHA 203(b) are for 80% loan-to-value mortgage.

(MORE TO FOLLOW) Dow Jones Newswires
January 28, 2009 07:00 ET (12:00 GMT)
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