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Politics : View from the Center and Left
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To: TimF who wrote (105596)3/6/2009 9:26:12 PM
From: Mary Cluney  Read Replies (1) of 541936
 
<<<Total benefit gains decline through participation beginning at age 47, at which point the account holder would receive almost exactly the same benefit as someone who didn't choose a personal account.>>>

I am no expert when it comes to these mathematic modeling stuff but this sounds to me like for anyone that started a personal retirement account within the last 20 years would now be under water. Also, his model was based on the stock market as of November 2008. The market has gone down considerably since then.
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