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Politics : A US National Health Care System?
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To: John Carragher who wrote (7573)7/16/2009 10:00:33 PM
From: TimF  Read Replies (1) of 42652
 
we agree if in a corporate plan risk is spread out over numerous families to reduce costs

It doesn't really reduce costs, it just spreads it out.

Well there are some ways it actually reduces costs at least for the employees and company if not for the system as a whole (negotiation power of a large corporation in the insurance market would presumably be higher than that of individuals), and other ways it increases it (more isolation from costs), but the actual part you talk about "spreading out risk" doesn't make the total cost any less, it just keeps spikes for particular people from bankrupting them.
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