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Politics : A US National Health Care System?
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To: John Carragher who wrote (7639)7/20/2009 7:16:38 AM
From: Lane3  Read Replies (1) of 42652
 
hmo was significantly cheaper for the group and the costs were not shifted to other groups. than ppo which was a good deal more expensive.

That's a different kind of "group." That's a membership group, not an identity group, for example, "families with small children."

Of course HMO's are cheaper than PPOs. Their business model is entirely different. HMO's are designed to be cheaper. They are more efficient because they are centrally managed, their physicians are required to conform to efficiency measures and to stay within treatment limitations (rationing), and the physicians are salaried.
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