The Residential Real Estate Crash Index Message Board

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Strategies & Market Trends : The Residential Real Estate Crash Index

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To: NOW who wrote (212319)	7/24/2009 3:43:05 PM
From: Oblomov	Read Replies (1) of 306849

I'm a premium member of the McKinsey Quarterly. There are several articles on the site regarding HSAs, but the only employee survey is from November 2005. That was shortly after HSAs were made legal, and there was a good amount of confusion in the beginning. Adoption of HSAs is tenfold higher than it was in 2005. Nonetheless, the entire survey is positive in its assessment of HSAs. It showed that HSA members are more interested in wellness, are more health-conscious, and are more value conscious than non-HSA members, even when adjusted for age and income. Several other articles extol HSAs for their virtues: the consumer being in control, and the fact that HSAs encourage a "use it or keep it" mentality vs. the typical "use it or lose it" line of thinking. Perhaps you got your information from an interest group that had an interest in misrepresenting McKinsey's findings? My only criticism is not of the product per se, but of the current anti-trust regime that prohibits MDs and institutions from posting pricing. Price is only one element of a decision process for where one might seek care, but it should be available.

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