If you read page 16 you will see that the change to accept pre-existing conditions will boot you out of the private plan. lol
Nearly everything boots you out of the private plans.
A change in dependents, a change in policy wording, a change in co-pay....all boot you out.
You know that definition of coverage every company sends out yearly including new services etc....? That will boot you off. There is virtually no way to STAY with your present insurer if the Secretary so desires. In fact it will all happen quite automatically.
1 SEC. 102. PROTECTING THE CHOICE TO KEEP CURRENT
2 COVERAGE.
3 (a) GRANDFATHERED HEALTH INSURANCE COV4
ERAGE DEFINED.—Subject to the succeeding provisions of
5 this section, for purposes of establishing acceptable cov6
erage under this division, the term ‘‘grandfathered health
7 insurance coverage’’ means individual health insurance
8 coverage that is offered and in force and effect before the
9 first day of Y1 if the following conditions are met:
10 (1) LIMITATION ON NEW ENROLLMENT.—
11 (A) IN GENERAL.—Except as provided in
12 this paragraph, the individual health insurance
13 issuer offering such coverage does not enroll
14 any individual in such coverage if the first ef15
fective date of coverage is on or after the first
16 day of Y1.
17 (B) DEPENDENT COVERAGE PER18
MITTED.—Subparagraph (A) shall not affect
19 the subsequent enrollment of a dependent of an
20 individual who is covered as of such first day.
21 (2) LIMITATION ON CHANGES IN TERMS OR
22 CONDITIONS.—Subject to paragraph (3) and except
23 as required by law, the issuer does not change any
24 of its terms or conditions, including benefits and
25 cost-sharing, from those in effect as of the day be26
fore the first day of Y1.
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July 14,
Thanks, Nadine, all good points. Now, another question: If Mr. Obama is successful in making private insurance companies accept people with pre-existing conditions, won't that change those companies from insurance companies to welfare companies? |
