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Politics : A US National Health Care System?
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To: Lane3 who wrote (8270)8/14/2009 3:24:24 PM
From: TimF  Read Replies (1) of 42652
 
any insurance that you buy after that won't fix your already mashed fender

An important point.

The pre-existing condition isn't the damage already done but the underlying defect that caused the damage and may cause future damage.

That isn't totally true. A lot of "pre-existing conditions" represent "damage already done". If you already have cancer, a bad hip, or many other conditions, there is something wrong with you already, and health insurance would generally be expected to pay for the treatment of that condition.

Also consider if you damage your car because you caused an accident, or if you live in a flood prone area, your insurance costs would tend to be higher. (Well maybe not as much the latter because its a subsidized federal program, but if it was a market based private program the insurance would either be unavailable or very expensive.)
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