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Politics : View from the Center and Left
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To: Steve Lokness who wrote (118957)8/20/2009 12:06:17 PM
From: JohnM  Read Replies (1) of 542788
 
There's one thing from this Wall Street Journal I just don't get. How can you demand that health insurance companies insure people with preexisting conditions? That's demanding a company to lose money.

As I understand those conversations, that's not a controversial item. The insurance companies have, in effect, agreed to that on the condition of the mandate. They get a largish pool of new and younger customers. I also think, but don't know for certain, that that provisions is now in place for auto insurance.

And another thing; how in the world do you require people to have health insurance or pay a fine?

Those who don't, get fined; just as in auto insurance. As for poverty issues, the stipends are supposed to take care of this. They are, in my view, always too low. But the logic is there.

I think of this in terms of two populations: the folk with too much income to qualify for medicaid but too little, in their own view, to pay for health insurance; and folk who could afford it but don't (mostly younger taxpayers). The first population will get much more of a stipend--as I recall eligible for such up to three times the poverty level subsidies in some of the bills. The second will simply get a requirement.
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