It's one of life's oddities that Great Britain delivered freedom, prosperity, capitalism, common law, english, habeas corpus and all that good stuff to Hong Kong then abandoned them there. Back home they adopted Marxism, world record cctv Big Brotherdom, imprisonment without trial or habeas corpus, ditched capitalism, despise prosperity, have envy taxes wall to wall, have dole, welfare and kleptocratic suffocatocracy then lecture people about the need to pay a fair share of taxes and that avoiding or evading taxation are bad things.
Of course the bank should say, "Sorry, it's none of our business how you handle taxation. You do what you like". If the bank gave advice, their customer might hire a lawyer to sue them for bad advice as financial professionals.
Avoiding, evading, dodging, ducking, fleeing, escaping, hiding from and otherwise ensuring the greedy, envious, violent, thieving, wastrel, bludgers who would enslave the productive is a sensible thing to do. There used to be a ditty, "Rule, Britannia, Britannia rule the waves, and we never ever ever will be slaves". Tax slavery is far more effective than outright state chattel serfdom type slavery. People are able to maximize their economic output and therefore the amount their owner can force them to pay.
No wonder The British Empire faded and was abandoned by the colonies as taxation became the objective rather than exporting capital, talent, technology and civilisation to the hinterlands of the world for mutual profit.
The socialist kleptocratic welfare bludging mentality spread to many colonies from the headquarters, but Hong Kong, where democracy never was established, escaped the depredations of the mindless Marxist mob.
The British tried to install democracy in Hong Kong before folding the flag and handing it back to China. Democracy doesn't necessarily lead to welfarism on a grand scale - look at Singapore and Japan for example where being a lazy graffiti-writing violent dole bludger is not looked on as high civilisation.
The Welsh, in a similar way, exported all their vowels to Finland when there was a major migration there long ago.
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