A US National Health Care System? Message Board

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Politics : A US National Health Care System?

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To: Road Walker who wrote (9685)	9/21/2009 4:08:38 PM
From: Lane3	Read Replies (1) of 42652

But your company may be regulated in the state where they are headquartered. Could be. Dunno. Don't care. What I care about is that 1) People don't have to jump through the hoop of changing policies and possibly losing coverage if they move; 2) People who live in states with a taste for gold-plated policies aren't stuck paying exorbitant prices but can choose less loaded and expensive policies; and 3) Insurance companies can reduce their overhead. It seems to me that if health insurance companies were regulated in the style of car insurance policies that the states with the tricked-out policies would cut out the fluff and we'd end up with regulations that protect policy holders rather than regulations that cater to the acupuncture and chiropractor lobbies. If we could cut out the "must cover" stuff and leave in the "mustn't screw the customer" stuff, we'd be much better off. The former is a function of lobbies. The latter is a function of common sense. So the latter would be pretty consistent from state to state as is car insurance regulation, which is why you can have universal policies with delineated exceptions rather than reinventing the wheel in every state.

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