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Politics : A US National Health Care System?

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To: Lane3 who wrote (11964)	11/29/2009 11:22:55 AM
From: skinowski	3 Recommendations Read Replies (1) of 42652

One of the reasons a patient cannot sue an insurer (like an HMO) is that they do not stop anyone from having any test - they only decline to pay for it. In any case, that is their argument. This places the entire weight on the doctor and the patient - and ultimately, on the patient (because the doc can say he recommended the test, but the patient didn't go for it because of the expense or whatever). I have no problem with the notion of insurers basing their coverage on the best current data. The fact of the matter is that covering "everything on demand" is impossible. If individuals want something outside a reasonable scope -- let them pay. Insurers should have enough flexibility - and willingness - to help with payments for unusually high risk situations. What would be a real deal breaker for me personally is if the government takes over and prohibits private payments for procedures and tests. Imo, prohibiting private healthcare can be called fascist or communist... in a word, totalitarian.

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