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Politics : View from the Center and Left

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To: TimF who wrote (129601)1/29/2010 1:01:27 PM
From: Katelew  Read Replies (1) of 541936
 
Thanks, Tim. Good information.

I was already in agreement on the blowback for guaranteed-issue states. I have a child, single and uninsured, who lives in NYC. Not only is she resisting getting a policy in that state, so far she has found it cheaper to simply fly home and get an annual physical, a mammogram, an eye exam, and have her teeth cleaned by all the docs she had here before she left.

The discussion of mandates was interesting, though. Lane had brought up before the imposition of state regulations on the contents of policies. This was something that I wasn't fully aware of before.

Something else I have suspected was being overstated in the debate surrounding HCR was the ability of insurers to drop people after they get sick. I know fraud, such as hiding a pre-existing condition or a habit like smoking, will enable an insurer to drop folks, but I think there are laws in place in every state to prevent insurers from just dropping anyone they choose after they start losing money on that person's illnesses.

Do you know anything much on this?
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