>>Re the lowering of prices, I understand that's your conclusion but I don't get it and you haven't explained or supported it. When you first stated that conclusion is was based on incorrect inferences about the proposal. I expected my further explanation to trigger either reconsideration of your conclusion or alternate justification for it. What seems to have happened is that you have simply let your conclusion stand. I find no explanation of why my additional information fell short of disabusing you of it.<<
When you refer to "the proposal," I'm left wondering which specific proposal you mean. I haven't heard any proposal other than, "let people buy insurance across state lines."
So does that mean we will have federal regulation of health insurance so that carriers can offer national plans that can be sold in every state? Or does it mean, as I have heard suggested, that if I live in California but can find a lower-cost plan that is currently being offered in Kentucky, I can buy the Kentucky plan?
You refer to "new information" that you gave me to correct my "incorrect inferences," but all I can see is that you stated some of your own assumptions you have about how things would work under the proposal you have in mind.
I'm sorry if this seems peevish or unnecessarily argumentative. I think the major problem here is that we aren't discussing a single proposal, nor even a coherent set of alternate proposals that have been well defined.
So let me ask you for some specifics.
Do you propose having healthcare insurance and delivery models regulated at the federal level? Do you further propose allowing any company to sell health insurance nationally as long as they meet the basic federal requirements? Is there something else you could tell me to clue me in about what you think might work?
Maybe I just missed a post where you have already answered these questions, and you could just send me there to read it. ;-)
By the way, I do like the idea of prepaid health plans, where people pay a fixed amount annually to some healthcare provider, and are then covered for whatever treatment they need in that year. For reasons I can't fathom, some states don't allow that. |