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Politics : View from the Center and Left

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To: Cogito who wrote (129847)	2/1/2010 4:23:07 PM
From: TimF	Read Replies (1) of 541761

I know you didn't ask me, but I support the same idea as Lane3 so I'll answer as well. Do you propose having healthcare insurance and delivery models regulated at the federal level? Not particularly. Unless your considering preventing states from interfering with interstate sales to itself be federal regulation (but if it is the current law that allows them to do so would be as well). I'd prefer allowing any policy allowed by any state's regulator, to be sold to any one in the country, without also applying federal regulations. I would accept a minimal federal standard if that's what it took to get the interstate competition, but I'm concerned that the standard wouldn't be so minimal. By the way, I do like the idea of prepaid health plans, where people pay a fixed amount annually to some healthcare provider, and are then covered for whatever treatment they need in that year. For reasons I can't fathom, some states don't allow that. To some extent very premium regular insurance products have elements of this. I think such a plan tends to push costs higher, OTOH I don't think there is a good reason for regulators of any state to simply prohibit the idea.

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