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Politics : View from the Center and Left

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To: TimF who wrote (129990)	2/2/2010 6:49:12 PM
From: Lane3	Read Replies (1) of 541957

If we're going to have an subsidized insurance scheme that everyone can join, I think it would be best if its catastrophic insurance. I don't think that's workable. Folks in that position are already out of money. The simplest thing would be to use Medicare. We already use Medicare for the under-65 disabled, which is similar in that they involve high medical costs. It would be useful to know how large the cohort would be. The threshold for this program would have to be higher than the threshold insurance companies now use for denying coverage. Insurance companies would have to take those with more risk than they would like but less risk than what I called the "utterly uninsurable." That threshold would be set by law as the standard for eligibility.

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