>>I do not have car insurance specific to the state in which my car is registered. I have a national policy. I have had it all my adult life during which time I have had cars registered in several different states. When I moved, I sent my insurance company a change of address.<<
Car insurance requirements vary from state to state, and insurance companies must meet requirements to be allowed to sell insurance in most individual states, if not all of them. There are national companies that have met the requirements for all 50 states, and they offer policies that differ slightly on a per state basis, depending on each state's regulations.
No, I'm not demanding that we have a specific bill on the table before we discuss anything. I'm merely saying that you are working from one set of assumptions about how interstate health insurance would work, while other people here and elsewhere appear to use the same general term to refer to something quite different.
I think I'm just too stressed out by my recent history, including both serious medical and related financial issues, to be patient enough to discuss all this as if it's an interesting theoretical exercise.
In my opinion, our healthcare delivery system is seriously screwed up. The idea that a free market system that relies mostly on private, for-profit insurance companies can be somehow modified to fix it appears, to me, to be bullshit. |