In fact I'm sure auto companies have different sales and financing contracts for each state they operate in.
Which also increases costs, but not as much as the regulations in health insurances do.
Partially this is since they are and adjunct not the primary market. Competition in the primary market is international, and if the financing, sales, support, warranty etc. are too unfavorable for the consumer than the company loses sales of the primary item (which causes them to also lose chances at other secondary market items).
But mostly its since "50 different markets" is only one mechanism of increased costs from all of these regulation. The amount of regulatory requirements, whatever the source, is the other, larger, method for regulations increasing costs and its more of a problem in the health care insurance market than it is in the automotive market.
Its possible that in some states, some of the adjuncts to the car sale do get their percentage prices increased by regulations, to a greater extant than health insurance does, but even if this is true the price of the whole package, the car and all the addons and contracts, doesn't increase by nearly as much. |
