A US National Health Care System? Message Board

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Politics : A US National Health Care System?

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To: Lane3 who wrote (13871)	3/4/2010 9:59:54 AM
From: Road Walker	Read Replies (1) of 42652

I don't think there's any way to get there politically. Too many people think that health care should grow on trees. But if we wanted to do it we'd go back to an insurance model where we bought major medical policies against the risk of big, bad things happening and we'd use other mechanisms for the regular stuff. Other mechanisms would include paying for each service ourselves, maybe using HSA's for the money, using providers that worked by capitation or concierge-type services, and Walmart-type clinics. Providers would publish qualifications and price lists, just like any other business. Interesting thought... maybe that's where the "free market" is taking us right now (baby steps). The current model looks increasingly broken, and as premiums continue to skyrocket more and more employers will offer no or very, very lean insurance "benefits". I suppose eventually, over a very long time as more and more "beneficiaries" become individual consumers, a free market would take a toe hold and very slowly drive down cost. But the pain of that slow transition... I imagine that it would get very ugly as fewer and fewer could afford health care and there were more and more medical bankruptcies.

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