I agree with some of that, but the primary role of corporations in this is subsidizing the cost, rather than providing the insurance.
Most corporations subscribe to discounted group plans offered by the big health insurance companies, i.e. United, Humana, Harvard-Pilgrim, Blue Cross, Cigna, etc. Some corporations self insure; that is, they operate their own health insurance "company" as an organization within their corporate structure. In both cases, the company subsidizes, tax free, all or a portion of each employee's health plan.
In a free competitive interstate market, as pushed by Coulter, there would be no need for companies to have group plans or self insure. Individual plans would be customized and economical. Corporations could still subsidize an employee's individual insurance if they chose, but they would no longer be responsible for providing the choices for each employee. |
