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Politics : Politics for Pros- moderated
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To: goldworldnet who wrote (354643)3/20/2010 7:22:31 PM
From: mph2 Recommendations  Read Replies (2) of 793964
 
I have been preaching to people for years about carrying significant limits for uninsured or underinsured motorist coverage, particularly here in California.

The limits for such coverages do depend on the liability limits one carries, but the UM coverages protect the insured (i.e. you) from all those people in multi-colored cars who are illegally driving without insurance and half of the time without valid licenses.

Sometimes you do have to protect yourself. I have handled several cases for people who suffered grievous injuries or the death of loved ones in traffic accidents only to find out that the driver at fault was either uninsured or carried only the legal minimum of $15K/30K. Then I look at the client's own coverages and find out that they too were minimally covered.
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