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Politics : View from the Center and Left

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To: Katelew who wrote (134468)3/23/2010 8:33:52 PM
From: TimF  Read Replies (1) of 543020
 
I'm not sure exactly how widespread it is, different people make widely different claims about it, and its not a subject I looked in to myself in any great detail.

Dropping people because they get sick is generally not legal. Doing so directly for that reason would amount to fraud, and probably would be illegal even without specific legal prohibition of it.

But dropping people who provide inaccurate information on their applications can be legal, and if your costing the company a lot of money they might go over your possibly very complex applications (or other statements you've provided to them about your health or health care treatment) with a very fine tooth comb.

Also absolute limits on coverage are (or at least where until the new "reform" law, and may still be, I'm not sure that point is active law yet) legal. So once you cost the company say $1.5mil they can say "you've used up your coverage, and won't be getting any more money."
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